Oportun

Oportun is a loan company that specializes in providing affordable loans and savings tools to individuals. With their smart solutions, they aim to strengthen the finances of individuals and provide them with confidence. Customers can prequalify for loans in just minutes without affecting their credit score. Oportun also offers a range of other services including personal loans and credit cards. Oportun is not a bank but offers the direct deposit account (Direct℠) through its bank partner, Pathward, N.A., Member FDIC. They also provide personal loans in certain states through Pathward, N.A., and credit cards through their partner, WebBank, N.A. Customers have expressed their satisfaction with Oportun, as seen through positive reviews on platforms like Google and Trustpilot. The company's commitment to customer satisfaction is evident in the testimonials of satisfied customers like Claudia M. Oportun offers loans ranging from $300 to $8,000, which can be used for various purposes such as paying bills, making repairs, or covering deposits. They provide fast funding through direct deposit and offer affordable payments tailored to fit individual budgets. Additionally, Oportun offers a range of savings tools to help customers meet their financial goals. Their app learns customers' spending habits and automatically moves money to their savings without them even noticing. This savvier way to save allows members to save over $1,800 a year, as the small amounts saved quickly add up. For those in need of a credit card, Oportun offers credit card lines up to $1,000. Even individuals without a credit history can apply, as no security deposit is required. Furthermore, customers benefit from zero fraud liability, ensuring their financial security. Oportun provides comprehensive information and answers to frequently asked questions on their website, making it easy for customers to find the information they need. The personal loan application process is quick and easy, usually taking around 10 minutes to complete once the necessary documents are gathered. Overall, Oportun is a loan company that offers affordable loans, savings tools, and credit card solutions to help strengthen the financial well-being of individuals. Their commitment to customer satisfaction and convenience is evident in their fast application process and range of services.